A Typical Spear Phisher
Cyber thieves set traps hoping you will reveal personal information.
A Spear Phisher is familiar with your name, email and other personal information in hopes of gaining more sensitive data. The information stored is obtained from your online presence, frequently visited websites or could be stolen information from retail data providers.
This type of scam appears to be legit by disguising as email from a bank or mortgage company, addressing you by name or referencing a recent store visited online to make you feel comfortable. Once you feel comfortable that the email or website directed to is legit, the Spear Phisher hopes you will freely give credit card numbers, account numbesr or verify information already on-file.
The discriminating technology user will not open unsolicited or urgent emails. Also users will contact the company directly with the phone number you have on-file to verify any problems. The Internet Crime Complaint Center (IC3) is a partnership between 3 agencies whose purpose is to protect the consumer. Consumers will find a central place to file complaints and educate on cyber crimes.
The best defense technology users have against malicious attacks is be prepared, be informed and be discriminating when giving personal identifiable information online, in-stores and in the mail.